Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later (BNPL) financier. As of 2026, Affirm reports nearly 28 million users and processes $50 billion in annual payments.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| AFRM | Affirm Holdings, Inc. | 2026-09-17 14:59:55 | 70.25 | -1.33 | -1.85 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AFRM | 0001820953 | Affirm Holdings, Inc. | US00827B1061 | 529900LZI7FSF8IS2V41 | 842224323 | Nasdaq | 6141 | Personal Credit Institutions | 0630 | NV | 221 MAIN STREET, FLOOR 6 | SAN FRANCISCO | CA | 94105 | UNITED STATES | US | (415) 960-1518 | 221 MAIN STREET, FLOOR 6, SAN FRANCISCO, CA, 94105 | 221 MAIN STREET, FLOOR 6, SAN FRANCISCO, CA, 94105 | — | Financial services | 2012 | Max Levchin | 2,358 | https://www.affirm.com/ | 20,800,000,000 | 59,239,370 | — | Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later (BNPL) financier. As of 2026, Affirm reports nearly 28 million users and processes $50 billion in annual payments. | 2026-09-17 18:27:04 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2026 | 20,800,000,000 | 4,200,000,000 | 25.3012 | — | — | — |
| 2025 | 16,600,000,000 | 4,100,000,000 | 32.8 | — | — | — |
| 2024 | 12,500,000,000 | 10,300,000,000 | 468.1818 | — | — | — |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Michael Linford | Chief Operating Officer | 2025 | 500,000 | 0 | 3,999,987 | 562,860 | 7,500 | 9,070,340 |
| Libor Michalek | President | 2025 | 500,000 | 0 | 3,749,991 | 562,860 | 7,500 | 8,570,323 |
| Max Levchin | CEO | 2025 | 38,834 | 0 | 0 | 0 | 499,473 | 538,307 |
| Rob O’Hare | Chief Financial Officer | 2025 | 457,386 | 0 | 2,749,970 | 450,553 | 7,500 | 6,415,357 |
| Katherine Adkins | Chief Legal Officer, Chief Compliance Officer | 2025 | 450,000 | 0 | 1,749,975 | 379,931 | 7,500 | 4,337,397 |
| Fiscal Year | Employee Count |
|---|---|
| 2026 | 2,358 |
| 2025 | 2,206 |
| 2024 | 2,006 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Revenue | 4,261,082,000 | 3,224,412,000 | 2,322,999,000 |
| Cost Of Revenue | — | — | — |
| Gross Profit | 4,261,082,000 | 3,224,412,000 | 2,322,999,000 |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | 578,312,000 | 545,053,000 | 525,291,000 |
| Operating Expenses | 3,844,105,000 | 3,311,685,000 | 2,938,846,000 |
| Operating Income | 416,977,000 | -87,273,000 | -615,847,000 |
| Net Income | 1,929,793,000 | 52,186,000 | -517,757,000 |
| Earnings Per Share Basic | 5.76 | 0.16 | -1.67 |
| Earnings Per Share Diluted | 5.53 | 0.15 | -1.67 |
| Weighted Average Shares Outstanding Basic | 335,155,421 | 322,851,873 | 309,857,129 |
| Weighted Average Shares Outstanding Diluted | 348,846,647 | 341,023,566 | 309,857,129 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Cash And Cash Equivalents | 1,630,038,000 | 1,354,455,000 | 1,013,106,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 284,350,000 | 426,177,000 | 353,028,000 |
| Inventories | — | — | — |
| Non Trade Receivables | — | 3,771,000 | 18,263,000 |
| Other Assets Current | — | — | — |
| Total Assets Current | 15,081,336,000 | 10,563,168,000 | 9,070,070,000 |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 685,834,000 | 572,637,000 | 427,686,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | 708,812,000 | 591,761,000 | 449,549,000 |
| Total Assets | 15,790,148,000 | 11,154,929,000 | 9,519,619,000 |
| Accounts Payable | 84,647,000 | 82,820,000 | 41,019,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | 221,321,000 | 183,181,000 | 328,921,000 |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 9,794,058,000 | 7,609,663,000 | 1,836,909,000 |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 10,306,324,000 | 8,085,919,000 | 6,787,630,000 |
| Common Stock | — | — | — |
| Retained Earnings | -1,127,025,000 | -3,056,818,000 | -3,109,004,000 |
| Accumulated Other Comprehensive Income | -36,368,000 | -15,069,000 | -21,565,000 |
| Total Shareholders Equity | 5,483,824,000 | 3,069,009,000 | 2,731,989,000 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Depreciation And Amortization | 303,333,000 | 225,076,000 | 169,044,000 |
| Share Based Compensation Expense | 304,671,000 | 321,433,000 | 344,511,000 |
| Other Non Cash Income Expense | 36,100,000 | -13,703,000 | 25,331,000 |
| Change In Accounts Receivable | -132,603,000 | 84,952,000 | 167,757,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 50,111,000 | 12,175,000 | -31,228,000 |
| Change In Accounts Payable | 1,827,000 | 41,801,000 | 12,417,000 |
| Change In Other Liabilities | 10,792,000 | -48,943,000 | -55,169,000 |
| Cash From Operating Activities | 1,230,974,000 | 793,909,000 | 450,138,000 |
| Purchases Of Marketable Securities | 992,920,000 | 823,886,000 | 986,071,000 |
| Sales Of Marketable Securities | 1,000,000,000 | 1,300,000,000 | 1,500,000,000 |
| Acquisition Of Property Plant And Equipment | 238,346,000 | 192,189,000 | 159,296,000 |
| Acquisition Of Business | — | 0 | 0 |
| Other Investing Activities | 369,000 | 99,917,000 | 34,005,000 |
| Cash From Investing Activities | -2,553,427,000 | -1,083,064,000 | -1,325,149,000 |
| Tax Withholding For Share Based Compensation | — | 303,811,000 | 189,169,000 |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | 141,061,000 | 47,104,000 | 22,922,000 |
| Repurchase Of Common Stock | 0 | 250,000,000 | 0 |
| Issuance Of Long Term Debt | 38,055,930,000 | 21,174,242,000 | 12,639,444,000 |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | 2,009,688,000 | 751,425,000 | 913,149,000 |
| Change In Cash | 676,620,000 | 461,024,000 | 35,455,000 |
| Cash At End Of Period | 1,630,038,000 | 1,354,455,000 | 1,013,106,000 |
| Income Taxes Paid | 6,618,000 | 2,736,000 | 1,187,000 |
| Interest Paid | 426,175,000 | 404,377,000 | 318,235,000 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Earnings Per Share | 5.76 | 0.16 | -1.67 |
| Price To Earnings Ratio | 14.158 | 432.125 | -17.8623 |
| Earnings Growth Rate | 3,500 | -109.5808 | -50 |
| Price Earnings To Growth Ratio | 0.004 | -3.9434 | 0.3572 |
| Book Value Per Share | 16.362 | 9.5059 | 8.8169 |
| Price To Book Ratio | 4.9841 | 7.2733 | 3.3833 |
| Ebitda | 2,693,760,000 | 705,449,000 | -3,273,000 |
| Enterprise Value | 35,717,265,582.55 | 28,760,367,499.22 | 10,395,762,158.07 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 1.8263 | 2.5392 | 0.7928 |
| Capital Expenditures | 416,530,000 | 370,027,000 | 306,595,000 |
| Free Cash Flow | 814,444,000 | 423,882,000 | 143,543,000 |
| Return On Equity | 0.3519 | 0.017 | -0.1895 |
| One Year Beta | 2.5838 | 2.4253 | 3.4145 |
| Three Year Beta | 2.6288 | 3.076 | 3.5569 |
| Five Year Beta | 3.1279 | 3.0869 | 3.3714 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Jiyane Siphelele | Chief Accounting Officer | 2026-09-14 | 26,980 | D | 188,711 |
| Jiyane Siphelele | Chief Accounting Officer | 2026-09-04 | 25,000 | D | 215,691 |
| Adkins Katherine | Chief Legal Officer | 2026-09-03 | 4,404 | A | 156,843 |
| Adkins Katherine | Chief Legal Officer | 2026-09-03 | 37,260 | A | 194,103 |
| Adkins Katherine | Chief Legal Officer | 2026-09-03 | 41,664 | D | 152,439 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Daniel Goldman | 2023-05-19 | NY10 | Purchase | 2023-04-10 | — | $1,001 - $15,000 |
| Thomas Suozzi | 2022-05-20 | NY03 | Sale | 2022-03-04 | — | $1,001 - $15,000 |
| Josh Gottheimer | 2022-03-18 | NJ05 | Sale | 2022-02-11 | Joint | $1,001 - $15,000 |
| Josh Gottheimer | 2022-01-10 | NJ05 | Sale (Partial) | 2021-12-28 | Joint | $1,001 - $15,000 |
| Josh Gottheimer | 2021-11-15 | NJ05 | Purchase | 2021-10-12 | Joint | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 2026-06-30 | 1,201,232 | 14,730 | 81.55 |
| Integrated Wealth Concepts LLC | 2026-06-30 | 453,406 | 5,560 | 81.5478 |
| Parkside Financial Bank & Trust | 2026-06-30 | 2,529 | 31 | 81.5806 |
| Allianz Asset Management GmbH | 2026-06-30 | 8,186,560 | 100,387 | 81.55 |
| CITADEL ADVISORS LLC | 2026-06-30 | 103,813,150 | 1,273,000 | 81.55 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| GLENMEDE FUND INC | 2026-07-31 | Institutional Shares | GTLSX | -2,660 | -190,216.6 | -0.4216 |
| GLENMEDE FUND INC | 2026-07-31 | Long/Short Equity Portfolio | GTAPX | -2,660 | -190,216.6 | -0.4216 |
| Advisor Managed Portfolios | 2026-06-30 | Ruk Strategic Growth ETF | RKSG | 30 | 2,446.5 | 0.1128 |
| PRAXIS FUNDS | 2026-06-30 | Praxis Small Cap Index Fund Class I | MMSIX | 7,910 | 645,060.5 | 0.2752 |
| PRAXIS FUNDS | 2026-06-30 | Praxis Small Cap Index Fund Class A | MMSCX | 7,910 | 645,060.5 | 0.2752 |