HealthEquity, Inc. is an American financial technology and business services company that is designated as a non-bank health savings trustee by the IRS. This designation allows HealthEquity to be the custodian of health savings accounts regardless of which financial institution the funds are deposited with.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| HQY | HEALTHEQUITY, INC. | 2026-04-02 15:20:00 | 84.67 | 0 | 0 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HQY | 0001428336 | HEALTHEQUITY, INC. | US42226A1079 | 529900LRJU1RAFQHM467 | — | Nasdaq | 7389 | Services-Business Services, NEC | 0131 | DE | 15 WEST SCENIC POINTE DRIVE | DRAPER | UT | 84020 | UNITED STATES | US | 801-727-1000 | 15 WEST SCENIC POINTE DRIVE, DRAPER, UT, 84020 | 15 WEST SCENIC POINTE DRIVE, DRAPER, UT, 84020 | HEALTHEQUITY INC | — | 2002-01-01 | — | 3,688 | https://healthequity.com | 7,000,000,000 | 85,007,000 | 84,478,406 | HealthEquity, Inc. is an American financial technology and business services company that is designated as a non-bank health savings trustee by the IRS. This designation allows HealthEquity to be the custodian of health savings accounts regardless of which financial institution the funds are deposited with. | 2026-04-02 16:11:30 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2026 | 7,000,000,000 | 1,700,000,000 | 32.0755 | 84,478,406 | -2,018,043 | -2.3331 |
| 2025 | 5,300,000,000 | 200,000,000 | 3.9216 | 86,496,449 | 337,818 | 0.3921 |
| 2024 | 5,100,000,000 | 800,000,000 | 18.6047 | 86,158,631 | 1,374,540 | 1.6212 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| James Lucania | Chief Financial Officer, Executive Vice President | 2025 | 575,000 | 0 | 4,427,937 | 560,625 | 17,482 | 5,581,044 |
| Stephen Neeleman | Founder, Vice Chairman | 2025 | 450,000 | 0 | 1,982,595 | 438,750 | 17,482 | 2,888,827 |
| Scott Cutler | Chief Executive Officer, President | 2025 | 55,055 | 650,000 | 7,500,004 | 71,571 | 451 | 8,277,080 |
| Jon Kessler | Chief Executive Officer, President | 2025 | 742,572 | 0 | 10,885,969 | 964,344 | 17,482 | 12,610,368 |
| Michael Fiore | Chief Commercial Officer, Executive Vice President | 2025 | 470,355 | 0 | 6,479,118 | 435,666 | 16,180 | 7,401,319 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Revenue | 1,313,429,000 | 1,199,774,000 | 999,587,000 |
| Cost Of Revenue | 400,313,000 | 422,515,000 | 376,950,000 |
| Gross Profit | 913,116,000 | 777,259,000 | 622,637,000 |
| Research And Development Expenses | 262,510,000 | 239,513,000 | 218,811,000 |
| General And Administrative Expenses | 119,933,000 | 132,260,000 | 103,656,000 |
| Operating Expenses | 590,660,000 | 614,925,000 | 504,938,000 |
| Operating Income | 322,456,000 | 162,334,000 | 117,699,000 |
| Net Income | 215,201,000 | 96,703,000 | 55,712,000 |
| Earnings Per Share Basic | 2.5 | 1.11 | 0.65 |
| Earnings Per Share Diluted | 2.46 | 1.09 | 0.64 |
| Weighted Average Shares Outstanding Basic | 86,132,000 | 86,870,000 | 85,564,000 |
| Weighted Average Shares Outstanding Diluted | 87,473,000 | 88,828,000 | 86,957,000 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Cash And Cash Equivalents | 318,927,000 | 295,948,000 | 403,979,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 123,696,000 | 118,006,000 | 104,893,000 |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | 63,795,000 | 48,564,000 |
| Total Assets Current | 512,281,000 | 477,749,000 | 557,436,000 |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 3,177,000 | 3,239,000 | 6,013,000 |
| Other Assets Non Current | 83,247,000 | 71,574,000 | 67,868,000 |
| Total Assets Non Current | 2,868,051,000 | 2,970,801,000 | 2,606,354,000 |
| Total Assets | 3,380,332,000 | 3,448,550,000 | 3,163,790,000 |
| Accounts Payable | 12,159,000 | 14,361,000 | 12,041,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | 0 | 0 | 0 |
| Other Liabilities Current | 74,388,000 | 62,631,000 | 46,038,000 |
| Total Liabilities Current | 156,850,000 | 156,323,000 | 117,091,000 |
| Long Term Debt | 957,379,000 | 1,056,301,000 | 874,972,000 |
| Other Liabilities Non Current | 31,007,000 | 22,962,000 | 19,270,000 |
| Total Liabilities Non Current | 1,116,286,000 | 1,177,316,000 | 1,011,678,000 |
| Total Liabilities | 1,273,136,000 | 1,333,639,000 | 1,128,769,000 |
| Common Stock | 8,000 | 9,000 | 9,000 |
| Retained Earnings | 195,906,000 | 209,274,000 | 205,628,000 |
| Accumulated Other Comprehensive Income | -5,707,000 | — | — |
| Total Shareholders Equity | 2,107,196,000 | 2,114,911,000 | 2,035,021,000 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Depreciation And Amortization | 154,657,000 | 162,451,000 | 153,078,000 |
| Share Based Compensation Expense | 73,063,000 | 96,425,000 | 77,151,000 |
| Other Non Cash Income Expense | — | 0 | 0 |
| Change In Accounts Receivable | 5,690,000 | 13,113,000 | 8,058,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | — | 11,790,000 | 32,790,000 |
| Change In Accounts Payable | — | — | — |
| Change In Other Liabilities | 1,708,000 | 8,888,000 | -204,000 |
| Cash From Operating Activities | 457,094,000 | 339,856,000 | 242,826,000 |
| Purchases Of Marketable Securities | — | — | — |
| Sales Of Marketable Securities | — | — | — |
| Acquisition Of Property Plant And Equipment | 1,969,000 | 2,084,000 | 1,694,000 |
| Acquisition Of Business | — | — | 0 |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -47,140,000 | -505,454,000 | -46,074,000 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | — | 0 |
| Repurchase Of Common Stock | 299,254,000 | 121,493,000 | — |
| Issuance Of Long Term Debt | 0 | 736,875,000 | 0 |
| Repayment Of Long Term Debt | 100,000,000 | 561,875,000 | 54,375,000 |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | -386,975,000 | 57,567,000 | -47,039,000 |
| Change In Cash | 22,979,000 | -108,031,000 | 149,713,000 |
| Cash At End Of Period | 318,927,000 | 295,948,000 | 403,979,000 |
| Income Taxes Paid | 8,042,000 | 26,069,000 | 35,352,000 |
| Interest Paid | 52,245,000 | 58,587,000 | 49,560,000 |
| Fiscal Year | 2026 | 2025 | 2024 |
|---|---|---|---|
| Earnings Per Share | 2.5 | 1.11 | 0.65 |
| Price To Earnings Ratio | 34.268 | 99.4775 | 116.2769 |
| Earnings Growth Rate | 125.2252 | 70.7692 | -309.6774 |
| Price Earnings To Growth Ratio | 0.2737 | 1.4057 | -0.3755 |
| Book Value Per Share | 24.4647 | 24.3457 | 23.7836 |
| Price To Book Ratio | 3.5018 | 4.5355 | 3.1778 |
| Ebitda | 435,031,000 | 345,857,000 | 299,597,000 |
| Enterprise Value | 8,017,380,440 | 10,352,538,400 | 6,937,920,120 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 0.4543 | 0.4995 | 0.43 |
| Capital Expenditures | 154,595,000 | 159,677,000 | 146,229,000 |
| Free Cash Flow | 302,499,000 | 180,179,000 | 96,597,000 |
| Return On Equity | 0.1021 | 0.0457 | 0.0274 |
| One Year Beta | 0.9932 | 0.8843 | 0.7644 |
| Three Year Beta | 0.9151 | 0.5462 | 0.5248 |
| Five Year Beta | 0.6869 | 1.0068 | 1.0637 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | 2026-03-31 | 18,010 | D | 86,265 |
| Neeleman Stephen | Director, FOUNDER AND VICE CHAIRMAN | 2026-03-31 | 9,292 | D | 141,227 |
| Cutler Scott | Director, President and CEO | 2026-03-25 | 72,754 | A | 182,574 |
| Lucania James M | EVP & CFO | 2026-03-25 | 27,283 | A | 111,849 |
| Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | 2026-03-25 | 19,704 | A | 63,372 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Lisa McClain | 2025-08-13 | MI09 | Sale | 2025-06-17 | Spouse | $1,001 - $15,000 |
| Lisa McClain | 2025-08-13 | MI09 | Purchase | 2025-06-11 | Spouse | $1,001 - $15,000 |
| Gilbert Cisneros | 2025-07-10 | CA31 | Sale (Partial) | 2025-06-16 | — | $1,001 - $15,000 |
| Rob Bresnahan | 2025-02-13 | PA08 | Sale | 2025-01-13 | Joint | $1,001 - $15,000 |
| Josh Gottheimer | 2024-12-05 | NJ05 | Sale (Partial) | 2024-11-07 | Joint | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| GOLDMAN SACHS GROUP INC | 2025-12-31 | 84,670,451 | 924,249 | 91.61 |
| HSBC HOLDINGS PLC | 2025-12-31 | 545,927 | 5,951 | 91.737 |
| TWO SIGMA SECURITIES, LLC | 2025-12-31 | 796,274 | 8,692 | 91.61 |
| Qube Research & Technologies Ltd | 2025-12-31 | 18,543,055 | 202,413 | 91.61 |
| CSS LLC/IL | 2025-12-31 | 422,322 | 4,610 | 91.61 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| Direxion Shares ETF Trust | 2026-01-31 | Direxion Daily Mid Cap Bull 3X ETF | MIDU | 1,445 | 123,793.15 | 0.1625 |
| Global X Funds | 2026-01-31 | Global X Russell 2000 ETF | RSSL | 38,639 | 3,310,203.13 | 0.239 |
| Pacer Funds Trust | 2026-01-31 | Pacer S&P MidCap 400 Quality FCF Aristocrats ETF | MCOW | 113 | 9,680.71 | 0.9802 |
| Pacer Funds Trust | 2026-01-31 | Pacer Trendpilot US Mid Cap ETF | PTMC | 10,068 | 862,525.56 | 0.2223 |
| INVESCO EXCHANGE-TRADED FUND TRUST | 2026-01-31 | Invesco RAFI US 1500 Small-Mid ETF | PRFZ | 56,647 | 4,852,948.49 | 0.1814 |