HealthEquity, Inc. is an American financial technology and business services company that is designated as a non-bank health savings trustee by the IRS. This designation allows HealthEquity to be the custodian of health savings accounts regardless of which financial institution the funds are deposited with.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| HQY | HEALTHEQUITY, INC. | 2026-02-17 17:28:17 | 74.36 | 0 | 0 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HQY | 0001428336 | HEALTHEQUITY, INC. | US42226A1079 | 529900LRJU1RAFQHM467 | — | Nasdaq | 7389 | Services-Business Services, NEC | 0131 | DE | 15 WEST SCENIC POINTE DRIVE | DRAPER | UT | 84020 | UNITED STATES | US | 801-727-1000 | 15 WEST SCENIC POINTE DRIVE, DRAPER, UT, 84020 | 15 WEST SCENIC POINTE DRIVE, DRAPER, UT, 84020 | HEALTHEQUITY INC | — | 2002-01-01 | — | 3,688 | https://healthequity.com | 5,300,000,000 | 85,615,000 | 85,436,286 | HealthEquity, Inc. is an American financial technology and business services company that is designated as a non-bank health savings trustee by the IRS. This designation allows HealthEquity to be the custodian of health savings accounts regardless of which financial institution the funds are deposited with. | 2026-02-12 16:24:36 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2025 | 5,300,000,000 | 200,000,000 | 3.9216 | 86,496,449 | 337,818 | 0.3921 |
| 2024 | 5,100,000,000 | 800,000,000 | 18.6047 | 86,158,631 | 1,374,540 | 1.6212 |
| 2023 | 4,300,000,000 | -1,800,000,000 | -29.5082 | 84,784,091 | 962,327 | 1.1481 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| James Lucania | Chief Financial Officer, Executive Vice President | 2025 | 575,000 | 0 | 4,427,937 | 560,625 | 17,482 | 5,581,044 |
| Stephen Neeleman | Founder, Vice Chairman | 2025 | 450,000 | 0 | 1,982,595 | 438,750 | 17,482 | 2,888,827 |
| Scott Cutler | Chief Executive Officer, President | 2025 | 55,055 | 650,000 | 7,500,004 | 71,571 | 451 | 8,277,080 |
| Jon Kessler | Chief Executive Officer, President | 2025 | 742,572 | 0 | 10,885,969 | 964,344 | 17,482 | 12,610,368 |
| Michael Fiore | Chief Commercial Officer, Executive Vice President | 2025 | 470,355 | 0 | 6,479,118 | 435,666 | 16,180 | 7,401,319 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 1,199,774,000 | 999,587,000 | 861,748,000 |
| Cost Of Revenue | 422,515,000 | 376,950,000 | 371,657,000 |
| Gross Profit | 777,259,000 | 622,637,000 | 490,091,000 |
| Research And Development Expenses | 239,513,000 | 218,811,000 | 193,375,000 |
| General And Administrative Expenses | 132,260,000 | 103,656,000 | 95,628,000 |
| Operating Expenses | 614,925,000 | 504,938,000 | 481,034,000 |
| Operating Income | 162,334,000 | 117,699,000 | 9,057,000 |
| Net Income | 96,703,000 | 55,712,000 | -26,143,000 |
| Earnings Per Share Basic | 1.11 | 0.65 | -0.31 |
| Earnings Per Share Diluted | 1.09 | 0.64 | -0.31 |
| Weighted Average Shares Outstanding Basic | 86,870,000 | 85,564,000 | 84,442,000 |
| Weighted Average Shares Outstanding Diluted | 88,828,000 | 86,957,000 | 84,442,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Cash And Cash Equivalents | 295,948,000 | 403,979,000 | 254,266,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 118,006,000 | 104,893,000 | 96,835,000 |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | 63,795,000 | 48,564,000 | 31,792,000 |
| Total Assets Current | 477,749,000 | 557,436,000 | 382,893,000 |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 3,239,000 | 6,013,000 | 12,862,000 |
| Other Assets Non Current | 71,574,000 | 67,868,000 | 52,180,000 |
| Total Assets Non Current | 2,970,801,000 | 2,606,354,000 | 2,706,007,000 |
| Total Assets | 3,448,550,000 | 3,163,790,000 | 3,088,900,000 |
| Accounts Payable | 14,361,000 | 12,041,000 | 13,899,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | 0 | 0 | 17,500,000 |
| Other Liabilities Current | 62,631,000 | 46,038,000 | 43,668,000 |
| Total Liabilities Current | 156,323,000 | 117,091,000 | 131,061,000 |
| Long Term Debt | 1,056,301,000 | 874,972,000 | 925,338,000 |
| Other Liabilities Non Current | 22,962,000 | 19,270,000 | 12,708,000 |
| Total Liabilities Non Current | 1,177,316,000 | 1,011,678,000 | 1,062,199,000 |
| Total Liabilities | 1,333,639,000 | 1,128,769,000 | 1,193,260,000 |
| Common Stock | 9,000 | 9,000 | 8,000 |
| Retained Earnings | 209,274,000 | 205,628,000 | 149,916,000 |
| Accumulated Other Comprehensive Income | — | — | — |
| Total Shareholders Equity | 2,114,911,000 | 2,035,021,000 | 1,895,640,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Depreciation And Amortization | 162,451,000 | 153,078,000 | 161,201,000 |
| Share Based Compensation Expense | 96,425,000 | 77,151,000 | 62,614,000 |
| Other Non Cash Income Expense | 0 | 0 | -268,000 |
| Change In Accounts Receivable | 13,113,000 | 8,058,000 | 9,570,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 11,790,000 | 32,790,000 | -4,620,000 |
| Change In Accounts Payable | — | — | — |
| Change In Other Liabilities | 8,888,000 | -204,000 | -26,673,000 |
| Cash From Operating Activities | 339,856,000 | 242,826,000 | 150,650,000 |
| Purchases Of Marketable Securities | — | — | — |
| Sales Of Marketable Securities | — | — | — |
| Acquisition Of Property Plant And Equipment | 2,084,000 | 1,694,000 | 3,371,000 |
| Acquisition Of Business | — | 0 | 0 |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -505,454,000 | -46,074,000 | -119,127,000 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | 0 | 0 |
| Repurchase Of Common Stock | 121,493,000 | — | — |
| Issuance Of Long Term Debt | 736,875,000 | 0 | 0 |
| Repayment Of Long Term Debt | 561,875,000 | 54,375,000 | 8,750,000 |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | 57,567,000 | -47,039,000 | -2,671,000 |
| Change In Cash | -108,031,000 | 149,713,000 | 28,852,000 |
| Cash At End Of Period | 295,948,000 | 403,979,000 | 254,266,000 |
| Income Taxes Paid | 26,069,000 | 35,352,000 | 1,526,000 |
| Interest Paid | 58,587,000 | 49,560,000 | 43,570,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Earnings Per Share | 1.11 | 0.65 | -0.31 |
| Price To Earnings Ratio | 99.4775 | 116.2769 | -196.2903 |
| Earnings Growth Rate | 70.7692 | -309.6774 | -41.5094 |
| Price Earnings To Growth Ratio | 1.4057 | -0.3755 | 4.7288 |
| Book Value Per Share | 24.3457 | 23.7836 | 22.449 |
| Price To Book Ratio | 4.5355 | 3.1778 | 2.7106 |
| Ebitda | 345,857,000 | 299,597,000 | 185,008,000 |
| Enterprise Value | 10,352,538,400 | 6,937,920,120 | 5,826,867,700 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 0.4995 | 0.43 | 0.4974 |
| Capital Expenditures | 159,677,000 | 146,229,000 | 150,691,000 |
| Free Cash Flow | 180,179,000 | 96,597,000 | -41,000 |
| Return On Equity | 0.0457 | 0.0274 | -0.0138 |
| One Year Beta | 0.8843 | 0.7644 | 0.3971 |
| Three Year Beta | 0.5462 | 0.5248 | 1.0405 |
| Five Year Beta | 1.0068 | 1.0637 | 1.1289 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Natarajan Rajesh | Director | 2026-02-02 | 976 | A | 15,253 |
| Parker Stuart B. | Director | 2026-02-02 | 1,263 | A | 23,098 |
| Cutler Scott | Director, President and CEO | 2026-01-12 | 12,496 | D | 109,820 |
| Ladd Delano | EVP, General Counsel | 2026-01-09 | 739 | D | 73,240 |
| Neeleman Stephen | Director, FOUNDER AND VICE CHAIRMAN | 2026-01-09 | 791 | D | 110,744 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Lisa McClain | 2025-08-13 | MI09 | Sale | 2025-06-17 | Spouse | $1,001 - $15,000 |
| Lisa McClain | 2025-08-13 | MI09 | Purchase | 2025-06-11 | Spouse | $1,001 - $15,000 |
| Gilbert Cisneros | 2025-07-10 | CA31 | Sale (Partial) | 2025-06-16 | — | $1,001 - $15,000 |
| Rob Bresnahan | 2025-02-13 | PA08 | Sale | 2025-01-13 | Joint | $1,001 - $15,000 |
| Josh Gottheimer | 2024-12-05 | NJ05 | Sale (Partial) | 2024-11-07 | Joint | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| TWO SIGMA SECURITIES, LLC | 2025-12-31 | 796,274 | 8,692 | 91.61 |
| Qube Research & Technologies Ltd | 2025-12-31 | 18,543,055 | 202,413 | 91.61 |
| CSS LLC/IL | 2025-12-31 | 422,322 | 4,610 | 91.61 |
| OBERWEIS ASSET MANAGEMENT INC/ | 2025-12-31 | 12,970,144 | 141,580 | 91.61 |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | 2025-12-31 | 8,190,209 | 89,403 | 91.61 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| BAIRD FUNDS INC | 2025-12-31 | Institutional Class | BSGIX | 14,627 | 1,339,979.47 | 1.3495 |
| BAIRD FUNDS INC | 2025-12-31 | Investor Class | BSGSX | 14,627 | 1,339,979.47 | 1.3495 |
| BAIRD FUNDS INC | 2025-12-31 | Institutional Class | BSVIX | 30,784 | 2,820,122.24 | 3.7328 |
| BAIRD FUNDS INC | 2025-12-31 | Investor Class | BSVSX | 30,784 | 2,820,122.24 | 3.7328 |
| WASATCH FUNDS TRUST | 2025-12-31 | Institutional Class Shares | WGLSX | 23,385 | 2,142,299.85 | 5.6368 |