SoFi Technologies, Inc. (abbreviated as SoFi) is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| SOFI | SoFi Technologies, Inc. | 2026-02-18 05:05:07 | 19.67 | 0.16 | 0.82 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SOFI | 0001818874 | SoFi Technologies, Inc. | US83406F1021 | 549300SW81JCMVZDDY09 | 981547291 | Nasdaq | 6199 | Finance Services | 1231 | DE | 234 1ST STREET | SAN FRANCISCO | CA | 94105 | UNITED STATES | US | (855) 456-7634 | 234 1ST STREET, SAN FRANCISCO, CA, 94105 | 234 1ST STREET, SAN FRANCISCO, CA, 94105 | Social Capital Hedosophia Holdings Corp. V | Personal finance | 2011 | Anthony Noto | 5,000 | https://sofi.com | 6,700,000,000 | 1,204,569,655 | 1,205,903,044 | SoFi Technologies, Inc. (abbreviated as SoFi) is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025. | 2026-02-12 15:40:46 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 6,700,000,000 | -700,000,000 | -9.4595 | 1,096,540,215 | 119,803,338 | 12.2657 |
| 2023 | 7,400,000,000 | 3,400,000,000 | 85 | 976,736,877 | 42,184,945 | 4.5139 |
| 2022 | 4,000,000,000 | -6,000,000,000 | -60 | 934,551,932 | 18,845,909 | 2.0581 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Arun Pinto | Chief Risk Officer | 2024 | 448,077 | 0 | 5,577,347 | 527,945 | 0 | 6,553,369 |
| Eric Schuppenhauer | Executive Vice President | 2024 | 192,308 | 150,000 | 6,313,194 | 226,952 | 0 | 6,882,454 |
| Anthony Noto | Chief Executive Officer | 2024 | 1,000,000 | 0 | 24,132,183 | 2,585,000 | 355,000 | 28,072,183 |
| Christopher Lapointe | Chief Financial Officer | 2024 | 500,000 | 0 | 6,794,969 | 625,000 | 0 | 7,919,969 |
| Stephen Simcock | General Counsel | 2024 | 288,461 | 0 | 7,728,971 | 320,000 | 0 | 8,337,432 |
| Fiscal Year | Employee Count |
|---|---|
| 2025 | 6,100 |
| 2024 | 5,000 |
| 2023 | 4,400 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 619,353,000 | 503,123,000 | 421,454,000 |
| Cost Of Revenue | 608,998,000 | 461,633,000 | 379,998,000 |
| Gross Profit | — | — | — |
| Research And Development Expenses | 648,332,000 | 551,787,000 | 511,419,000 |
| General And Administrative Expenses | 704,436,000 | 600,089,000 | 511,011,000 |
| Operating Expenses | — | — | — |
| Operating Income | — | — | — |
| Net Income | 481,320,000 | 498,665,000 | -300,742,000 |
| Earnings Per Share Basic | 0.42 | 0.46 | -0.36 |
| Earnings Per Share Diluted | 0.39 | 0.39 | -0.36 |
| Weighted Average Shares Outstanding Basic | 1,150,140,000 | 1,050,219,000 | 945,024,160 |
| Weighted Average Shares Outstanding Diluted | 1,251,767,000 | 1,101,390,000 | 945,024,160 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Cash And Cash Equivalents | 4,929,452,000 | 2,538,293,000 | 3,085,020,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 893,480,000 | 587,496,000 | 169,852,000 |
| Inventories | — | — | — |
| Non Trade Receivables | 1,744,392,000 | 616,686,000 | 9,245,000 |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 380,521,000 | 250,156,000 | 175,442,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 50,660,478,000 | 36,250,951,000 | 30,074,858,000 |
| Accounts Payable | 64,707,000 | 106,343,000 | 93,301,000 |
| Deferred Revenue | 8,535,000 | 7,474,000 | 5,718,000 |
| Short Term Debt | 428,022,000 | 0 | 0 |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 426,600,000 | 424,700,000 | 1,100,000,000 |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 40,170,983,000 | 29,725,817,000 | 24,519,872,000 |
| Common Stock | 126,000 | 109,000 | 97,000 |
| Retained Earnings | -824,278,000 | -1,305,598,000 | -1,804,263,000 |
| Accumulated Other Comprehensive Income | 10,979,000 | -8,365,000 | -1,209,000 |
| Total Shareholders Equity | 10,489,495,000 | 6,525,134,000 | 5,234,612,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Depreciation And Amortization | 234,151,000 | 203,498,000 | 201,416,000 |
| Share Based Compensation Expense | 262,058,000 | 246,152,000 | 271,216,000 |
| Other Non Cash Income Expense | -13,759,000 | -10,039,000 | 14,046,000 |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 100,666,000 | 458,450,000 | 5,506,000 |
| Change In Accounts Payable | — | 23,552,000 | 42,088,000 |
| Change In Other Liabilities | 140,456,000 | — | — |
| Cash From Operating Activities | -3,742,458,000 | -1,119,807,000 | -7,227,139,000 |
| Purchases Of Marketable Securities | 1,668,262,000 | 2,190,545,000 | 800,507,000 |
| Sales Of Marketable Securities | 521,982,000 | 185,537,000 | 265,634,000 |
| Acquisition Of Property Plant And Equipment | 242,444,000 | 154,265,000 | 111,409,000 |
| Acquisition Of Business | 0 | 0 | 72,301,000 |
| Other Investing Activities | — | — | 0 |
| Cash From Investing Activities | -6,719,107,000 | -4,820,990,000 | -1,889,864,000 |
| Tax Withholding For Share Based Compensation | 64,986,000 | 22,601,000 | 15,300,000 |
| Payments Of Dividends | — | 16,503,000 | 40,425,000 |
| Issuance Of Common Stock | 3,185,618,000 | — | — |
| Repurchase Of Common Stock | — | — | 0 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | 64,986,000 | 18,393,000 | -1,054,000 |
| Cash From Financing Activities | 13,109,333,000 | 5,034,577,000 | 10,885,602,000 |
| Change In Cash | 2,647,413,000 | -906,218,000 | 1,769,276,000 |
| Cash At End Of Period | 4,929,452,000 | 2,538,293,000 | 3,085,020,000 |
| Income Taxes Paid | 28,912,000 | 26,910,000 | 14,326,000 |
| Interest Paid | 1,146,248,000 | 1,118,032,000 | 720,163,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Earnings Per Share | 0.42 | 0.46 | -0.36 |
| Price To Earnings Ratio | 62.3333 | 33.4783 | -27.6389 |
| Earnings Growth Rate | -8.6957 | -227.7778 | -10 |
| Price Earnings To Growth Ratio | -7.1683 | -0.147 | 2.7639 |
| Book Value Per Share | 9.1202 | 6.2131 | 5.8781 |
| Price To Book Ratio | 2.8706 | 2.4786 | 1.6927 |
| Ebitda | 2,963,339,000 | 2,445,554,000 | 704,327,000 |
| Enterprise Value | 26,035,835,200 | 14,059,779,600 | 7,417,970,392 |
| Dividend Yield | — | 0.001 | 0.0043 |
| Dividend Payout Ratio | — | 0.0331 | -0.1344 |
| Debt To Equity Ratio | 0.0815 | 0.0651 | 0.2101 |
| Capital Expenditures | 364,516,000 | 278,212,000 | 259,273,000 |
| Free Cash Flow | -4,106,974,000 | -1,398,019,000 | -7,486,412,000 |
| Return On Equity | 0.0459 | 0.0764 | -0.0575 |
| One Year Beta | 2.3883 | 2.0867 | 2.2851 |
| Three Year Beta | 2.2948 | 2.0447 | 1.9665 |
| Five Year Beta | 2.0873 | 1.9728 | 1.9537 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Lavet Robert S | General Counsel | 2026-02-09 | 144,229 | A | 144,229 |
| Lavet Robert S | General Counsel | 2026-02-06 | 5,000 | A | 17,172 |
| Freiberg Steven J | Director | 2026-02-06 | 250,000 | A | 683,074 |
| Freiberg Steven J | Director | 2026-02-06 | 94,225 | D | 588,849 |
| Freiberg Steven J | Director | 2026-02-06 | 250,000 | D | 63,704 |
| Name Of Reporting Person | Type Of Reporting Person | Report Date | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Thomas R Carper | Senator | 2024-03-29 | Sale (Full) | 2024-03-21 | Spouse | $1,001 - $15,000 |
| Thomas R Carper | Senator | 2023-09-05 | Purchase | 2023-08-10 | Spouse | $1,001 - $15,000 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| James Comer | 2025-01-10 | KY01 | Purchase | 2025-01-02 | — | $1,001 - $15,000 |
| James Comer | 2025-01-10 | KY01 | Purchase | 2025-01-02 | — | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| GM Advisory Group, LLC | 2025-12-31 | 1,058,353 | 40,426 | 26.18 |
| Hudson Bay Capital Management LP | 2025-12-31 | 14,641,715 | 559,271 | 26.18 |
| Hudson Bay Capital Management LP | 2025-12-31 | 34,164,900 | 1,305,000 | 26.18 |
| BANK OF NOVA SCOTIA | 2025-12-31 | 1,713,800 | 65,459 | 26.1813 |
| Carroll Investors, Inc | 2025-12-31 | 5,558,171 | 212,306 | 26.18 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| BAIRD FUNDS INC | 2025-12-31 | Institutional Class | BSGIX | 56,520 | 1,479,693.6 | 1.4903 |
| BAIRD FUNDS INC | 2025-12-31 | Investor Class | BSGSX | 56,520 | 1,479,693.6 | 1.4903 |
| EMPOWER FUNDS, INC. | 2025-12-31 | Institutional Class | MXKJX | 206,866 | 5,415,752 | 0.4679 |
| EMPOWER FUNDS, INC. | 2025-12-31 | Investor Class | MXMVX | 206,866 | 5,415,752 | 0.4679 |
| EMPOWER FUNDS, INC. | 2025-12-31 | Institutional Class | MXGSX | 316,469 | 8,285,158.26 | 0.4171 |