SoFi Technologies, Inc. (SOFI)

29.55 0.52 (1.79%)

As of 2025-10-30 20:22:14 EST

SoFi Technologies, Inc. (abbreviated as SoFi) is an American financial technology company. Founded in 2011 at Stanford University, it operates as a direct bank and provides its technology platform to other financial institutions. SoFi is the largest online lender in the U.S., and has 12.6 million customers as of 2025.

Traded asNasdaq: SOFI
ISINUS83406F1021
CIK0001818874
LEI549300SW81JCMVZDDY09
EIN981547291
SectorPersonal finance
IndustryFinance Services
CEOAnthony Noto
Employees5,000
Fiscal Year End1231
Address234 1ST STREET, SAN FRANCISCO, CA, 94105
Phone(855) 456-7634
Websitehttps://sofi.com
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
SOFISoFi Technologies, Inc.2025-10-30 20:22:1429.550.521.79
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
SOFI0001818874SoFi Technologies, Inc.US83406F1021549300SW81JCMVZDDY09981547291Nasdaq6199Finance Services1231DE234 1ST STREETSAN FRANCISCOCA94105UNITED STATESUS(855) 456-7634234 1ST STREET, SAN FRANCISCO, CA, 94105234 1ST STREET, SAN FRANCISCO, CA, 94105Social Capital Hedosophia Holdings Corp. VPersonal finance2011Anthony Noto5,000https://sofi.com6,700,000,0001,113,442,9681,197,450,100SoFi Technologies, Inc. (abbreviated as SoFi) is an American financial technology company. Founded in 2011 at Stanford University, it operates as a direct bank and provides its technology platform to other financial institutions. SoFi is the largest online lender in the U.S., and has 12.6 million customers as of 2025.2025-10-30 12:29:11
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SOFI Stock Price (End-of-Day)
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SOFI Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
20246,700,000,000-700,000,000-9.45951,096,540,215119,803,33812.2657
20237,400,000,0003,400,000,00085976,736,87742,184,9454.5139
20224,000,000,000-6,000,000,000-60934,551,93218,845,9092.0581
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Arun PintoChief Risk Officer2024448,07705,577,347527,94506,553,369
Eric SchuppenhauerExecutive Vice President2024192,308150,0006,313,194226,95206,882,454
Anthony NotoChief Executive Officer20241,000,000024,132,1832,585,000355,00028,072,183
Christopher LapointeChief Financial Officer2024500,00006,794,969625,00007,919,969
Stephen SimcockGeneral Counsel2024288,46107,728,971320,00008,337,432
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Employee Count
Fiscal YearEmployee Count
20245,000
20234,400
20224,200
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Income Statements
Fiscal Year202420232022
Revenue503,123,000421,454,000377,096,000
Cost Of Revenue461,633,000379,998,000313,226,000
Gross Profit———
Research And Development Expenses551,787,000511,419,000405,257,000
General And Administrative Expenses600,089,000511,011,000501,618,000
Operating Expenses———
Operating Income———
Net Income498,665,000-300,742,000-320,407,000
Earnings Per Share Basic0.46-0.36-0.4
Earnings Per Share Diluted0.39-0.36-0.4
Weighted Average Shares Outstanding Basic1,050,219,000945,024,160900,886,113
Weighted Average Shares Outstanding Diluted1,101,390,000945,024,160900,886,113
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Balance Sheet Statements
Fiscal Year202420232022
Cash And Cash Equivalents2,538,293,0003,085,020,0001,421,907,000
Marketable Securities Current———
Accounts Receivable587,496,000169,852,000127,050,000
Inventories———
Non Trade Receivables616,686,0009,245,000—
Other Assets Current———
Total Assets Current———
Marketable Securities Non Current———
Property Plant And Equipment250,156,000175,442,000117,585,000
Other Assets Non Current———
Total Assets Non Current———
Total Assets36,250,951,00030,074,858,00019,007,675,000
Accounts Payable106,343,00093,301,000126,875,000
Deferred Revenue7,474,0005,718,00010,028,000
Short Term Debt00486,000,000
Other Liabilities Current———
Total Liabilities Current———
Long Term Debt424,700,0001,100,000,0005,485,882,000
Other Liabilities Non Current———
Total Liabilities Non Current———
Total Liabilities29,725,817,00024,519,872,00013,479,199,000
Common Stock109,00097,00093,000
Retained Earnings-1,305,598,000-1,804,263,000-1,503,521,000
Accumulated Other Comprehensive Income-8,365,000-1,209,000-8,296,000
Total Shareholders Equity6,525,134,0005,234,612,0005,208,102,000
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Cash Flow Statements
Fiscal Year202420232022
Depreciation And Amortization203,498,000201,416,000151,360,000
Share Based Compensation Expense246,152,000271,216,000305,994,000
Other Non Cash Income Expense-10,039,00014,046,000-13,426,000
Change In Accounts Receivable———
Change In Inventories———
Change In Non Trade Receivables———
Change In Other Assets458,450,0005,506,00056,861,000
Change In Accounts Payable23,552,00042,088,0006,365,000
Change In Other Liabilities———
Cash From Operating Activities-1,119,807,000-7,227,139,000-7,255,858,000
Purchases Of Marketable Securities2,190,545,000800,507,00044,974,000
Sales Of Marketable Securities185,537,000265,634,00023,497,000
Acquisition Of Property Plant And Equipment154,265,000111,409,00093,201,000
Acquisition Of Business072,301,0000
Other Investing Activities—00
Cash From Investing Activities-4,820,990,000-1,889,864,000-106,333,000
Tax Withholding For Share Based Compensation22,601,00015,300,0008,983,000
Payments Of Dividends16,503,00040,425,00040,425,000
Issuance Of Common Stock——0
Repurchase Of Common Stock—00
Issuance Of Long Term Debt———
Repayment Of Long Term Debt———
Other Financing Activities18,393,000-1,054,0002,610,000
Cash From Financing Activities5,034,577,00010,885,602,0008,439,485,000
Change In Cash-906,218,0001,769,276,0001,077,865,000
Cash At End Of Period2,538,293,0003,085,020,0001,421,907,000
Income Taxes Paid26,910,00014,326,0002,567,000
Interest Paid1,118,032,000720,163,000150,866,000
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Key Metrics
Fiscal Year202420232022
Earnings Per Share0.46-0.36-0.4
Price To Earnings Ratio33.4783-27.6389-11.525
Earnings Growth Rate-227.7778-10-60
Price Earnings To Growth Ratio-0.1472.76390.1921
Book Value Per Share6.21315.87816.1367
Price To Book Ratio2.47861.69270.7512
Ebitda2,445,554,000704,327,00022,795,000
Enterprise Value14,059,779,6007,417,970,3928,703,059,980.93
Dividend Yield0.0010.00430.0097
Dividend Payout Ratio0.0331-0.1344-0.1262
Debt To Equity Ratio0.06510.21011.1467
Capital Expenditures278,212,000259,273,000260,664,000
Free Cash Flow-1,398,019,000-7,486,412,000-7,516,522,000
Return On Equity0.0764-0.0575-0.0615
One Year Beta2.08672.28511.9516
Three Year Beta2.04471.96651.8763
Five Year Beta1.97281.95371.8763
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Keough KelliEVP, GBUL, SIPS2025-10-2010,036D275,374
Keough KelliEVP, GBUL, SIPS2025-09-1810,036D285,410
Rishel JeremyChief Technology Officer2025-09-1898,733D759,553
Keough KelliEVP, GBUL, SIPS2025-09-1661,364D295,446
Pinto ArunChief Risk Officer2025-09-165,743D164,948
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Senate Trading
Name Of Reporting PersonType Of Reporting PersonReport DateTransaction TypeTransaction DateOwner TypeAmount
Thomas R CarperSenator2024-03-29Sale (Full)2024-03-21Spouse$1,001 - $15,000
Thomas R CarperSenator2023-09-05Purchase2023-08-10Spouse$1,001 - $15,000
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House Trading
Name Of Reporting PersonReport DateStateTransaction TypeTransaction DateOwner TypeAmount
James Comer2025-01-10KY01Purchase2025-01-02—$1,001 - $15,000
James Comer2025-01-10KY01Purchase2025-01-02—$1,001 - $15,000
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
Solidarity Wealth, LLC2025-09-301,734,76465,66126.42
Forum Financial Management, LP2025-09-301,152,70443,63026.42
Hemington Wealth Management2025-09-3037,0001,43025.8741
ORG Wealth Partners, LLC2025-09-30132526.4
Avion Wealth2025-09-30322,00012,22026.3502
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
WisdomTree Trust2025-08-31WisdomTree Efficient Gold Plus Equity Strategy FundGDE3,20681,881.240.0274
SEI INSTITUTIONAL INVESTMENTS TRUST2025-08-31SIIT LARGE CAP INDEX FUND - CLASS ALCIAX32,100819,8340.045
SEI INSTITUTIONAL INVESTMENTS TRUST2025-08-31SIIT Extended Market Index Fund - Class ASMXAX170,2004,346,9080.3588
NORTHERN LIGHTS FUND TRUST II2025-08-31Longboard Fund Class ILONGX8,043205,418.220.1444
NORTHERN LIGHTS FUND TRUST II2025-08-31Longboard Fund Class ALONAX8,043205,418.220.1444
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