Lemonade, Inc. (LMND)

48.28 -0.33 (-0.68%)

As of 2026-07-31 14:59:55 EST

Lemonade, Inc. is an American insurance company. The company offers renters' insurance, homeowners' insurance, car insurance, pet insurance, and term life insurance in the United States, as well as contents and liability policies in Germany and the Netherlands and renters' insurance in France. The company is based in New York City and has approximately 2.9 million customers. Lemonade's business model focuses heavily on the usage of artificial intelligence and chatbots, with the company selling 98% of its policies through AI and handling over 60% of claims with AI.

Traded asNYSE: LMND
ISINUS52567D1072
CIK0001691421
LEI5493009BKR06OXXU6853
EIN320469673
SectorInsurance
IndustryFire, Marine & Casualty Insurance
CEODaniel Schreiber
Employees1,235
Fiscal Year End1231
Address5 CROSBY STREET, NEW YORK, NY, 10013
Phone(844) 733-8666
Websitehttps://lemonade.com/
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
LMNDLemonade, Inc.2026-07-31 14:59:5548.28-0.33-0.68
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
LMND0001691421Lemonade, Inc.US52567D10725493009BKR06OXXU6853320469673NYSE6331Fire, Marine & Casualty Insurance1231DE5 CROSBY STREETNEW YORKNY10013UNITED STATESUS(844) 733-86665 CROSBY STREET, NEW YORK, NY, 100135 CROSBY STREET, NEW YORK, NY, 10013—Insurance2015Daniel Schreiber1,235https://lemonade.com/2,880,712,04976,786,72076,820,789Lemonade, Inc. is an American insurance company. The company offers renters' insurance, homeowners' insurance, car insurance, pet insurance, and term life insurance in the United States, as well as contents and liability policies in Germany and the Netherlands and renters' insurance in France. The company is based in New York City and has approximately 2.9 million customers. Lemonade's business model focuses heavily on the usage of artificial intelligence and chatbots, with the company selling 98% of its policies through AI and handling over 60% of claims with AI.2026-07-30 16:33:32
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LMND Stock Price (End-of-Day)
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LMND Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
20252,880,712,0492,037,715,499241.722976,383,4383,563,3584.8934
2024842,996,55022,226,9502.708172,820,0802,595,6723.6963
2023820,769,60067,181,7198.914970,224,408922,9781.3318
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Tim BixbyTreasurer, Chief Financial Officer2025685,00000—14,0006,097,705
Adina EcksteinChief Operating Officer2025423,98402,290,073—82,6322,796,689
Daniel SchreiberChief Executive Officer, Co-Founder2025528,24200—149,5676,076,514
Shai WiningerCo-Founder, President2025528,24200—185,7866,112,733
John PetersChief Insurance Officer2025212,50000—6,2121,298,453
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Employee Count
Fiscal YearEmployee Count
20251,282
20241,235
20231,258
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Income Statements
Fiscal Year202520242023
Revenue737,900,000526,500,000429,800,000
Cost Of Revenue———
Gross Profit———
Research And Development Expenses93,900,00085,800,00088,800,000
General And Administrative Expenses139,800,000124,500,000129,300,000
Operating Expenses———
Operating Income-160,900,000-203,900,000-229,800,000
Net Income-165,500,000-202,200,000-236,900,000
Earnings Per Share Basic-2.24-2.85-3.4
Earnings Per Share Diluted-2.24-2.85-3.4
Weighted Average Shares Outstanding Basic73,943,63271,023,11569,658,912
Weighted Average Shares Outstanding Diluted73,943,63271,023,11569,658,912
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Balance Sheet Statements
Fiscal Year202520242023
Cash And Cash Equivalents385,000,000376,000,000264,500,000
Marketable Securities Current14,100,00027,500,00045,800,000
Accounts Receivable———
Inventories———
Non Trade Receivables—01,500,000
Other Assets Current———
Total Assets Current———
Marketable Securities Non Current———
Property Plant And Equipment15,800,00016,100,00017,400,000
Other Assets Non Current7,500,0007,500,0007,500,000
Total Assets Non Current———
Total Assets1,925,700,0001,849,100,0001,633,300,000
Accounts Payable———
Deferred Revenue———
Short Term Debt———
Other Liabilities Current———
Total Liabilities Current———
Long Term Debt158,100,00083,400,00014,900,000
Other Liabilities Non Current———
Total Liabilities Non Current———
Total Liabilities1,392,100,0001,255,700,000924,400,000
Common Stock000
Retained Earnings-1,464,300,000-1,298,800,000-1,096,600,000
Accumulated Other Comprehensive Income6,400,000-6,100,000-9,000,000
Total Shareholders Equity533,600,000593,400,000708,900,000
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Cash Flow Statements
Fiscal Year202520242023
Depreciation And Amortization15,200,00020,000,00020,000,000
Share Based Compensation Expense61,300,00064,500,00059,900,000
Other Non Cash Income Expense———
Change In Accounts Receivable———
Change In Inventories———
Change In Non Trade Receivables———
Change In Other Assets8,200,000-21,200,000-8,900,000
Change In Accounts Payable-4,000,0003,900,000-500,000
Change In Other Liabilities21,500,0006,200,00015,000,000
Cash From Operating Activities-16,500,000-11,400,000-119,100,000
Purchases Of Marketable Securities27,700,00058,100,00071,500,000
Sales Of Marketable Securities41,600,00077,500,000143,500,000
Acquisition Of Property Plant And Equipment9,400,0009,400,0009,200,000
Acquisition Of Business—00
Other Investing Activities———
Cash From Investing Activities-89,100,00040,600,00088,700,000
Tax Withholding For Share Based Compensation———
Payments Of Dividends———
Issuance Of Common Stock—19,300,000500,000
Repurchase Of Common Stock———
Issuance Of Long Term Debt———
Repayment Of Long Term Debt58,300,00027,700,0004,200,000
Other Financing Activities———
Cash From Financing Activities106,600,00087,700,00015,400,000
Change In Cash11,100,000114,200,000-15,000,000
Cash At End Of Period385,000,000376,000,000264,500,000
Income Taxes Paid2,500,0002,500,000700,000
Interest Paid16,300,0005,000,000300,000
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Key Metrics
Fiscal Year202520242023
Earnings Per Share-2.24-2.85-3.4
Price To Earnings Ratio-31.7768-12.8702-4.7441
Earnings Growth Rate-21.4035-16.1765-25.9259
Price Earnings To Growth Ratio1.48470.79560.183
Book Value Per Share7.21638.35510.1767
Price To Book Ratio9.86384.39021.585
Ebitda-130,500,000-173,500,000-215,800,000
Enterprise Value5,036,407,725.762,312,527,858.2873,998,250.56
Dividend Yield———
Dividend Payout Ratio———
Debt To Equity Ratio0.29630.14050.021
Capital Expenditures14,900,00018,700,00017,800,000
Free Cash Flow-31,400,000-30,100,000-136,900,000
Return On Equity-0.3102-0.3407-0.3342
One Year Beta2.10411.43322.7575
Three Year Beta2.10112.22652.2915
Five Year Beta2.14892.06092.156
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Peters John SheldonChief Insurance Officer2026-07-2710,000A87,942
BIXBY TIMOTHY EChief Financial Officer2026-07-0773,000D174,263
Peters John SheldonChief Insurance Officer2026-07-063,444D77,942
Eisenberg Michael ADirector2026-06-105,000D195,452
Peters John SheldonChief Insurance Officer2026-06-043,608D81,386
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Senate Trading
Name Of Reporting PersonType Of Reporting PersonReport DateTransaction TypeTransaction DateOwner TypeAmount
William F Hagerty, IVSenator2022-05-16Sale (Partial)2022-05-06Self$1,001 - $15,000
William F Hagerty, IVSenator2021-02-19Sale (Partial)2021-01-08Self$1,001 - $15,000
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
Ascent Wealth Partners, LLC2026-06-30336,5695,17465.0501
Avion Wealth2026-06-306,00010060
Fiduciary Planning LLC2026-06-30352,7015,42265.05
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/2026-06-30390665
Banque Cantonale Vaudoise2026-06-30291,0004,46865.1298
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
Ultimus Managers Trust2026-05-31Nia Impact Solutions FundNIAGX18,5941,078,4521.1564
Invesco Exchange-Traded Fund Trust II2026-05-31Invesco Dorsey Wright SmallCap Momentum ETFDWAS22,0521,279,0160.3064
AMERICAN CENTURY ETF TRUST2026-05-31Avantis Total Equity Markets ETFAVTM47327,4340.0035
AMERICAN CENTURY ETF TRUST2026-05-31Avantis Inflation Focused Equity ETFAVIE472,7260.0265
Global X Funds2026-05-31Global X FinTech ETFFINX26,4561,534,4480.7845
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