Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| TRUP | TRUPANION, INC. | 2026-02-17 23:53:56 | 28.08 | -0.91 | -3.14 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TRUP | 0001371285 | TRUPANION, INC. | US8982021060 | 549300J86GFKIDGMQP18 | — | Nasdaq | 6324 | Hospital & Medical Service Plans | 1231 | DE | 6100 4TH AVENUE SOUTH | SEATTLE | WA | 98108 | UNITED STATES | US | 888-733-2685 | 6100 4TH AVENUE SOUTH, SEATTLE, WA, 98108 | 6100 4TH AVENUE SOUTH, SEATTLE, WA, 98108 | TRUPANION INC. | Pet insurance | 1999 | — | — | http://trupanion.com/ | 978,851,803 | 44,015,958 | 43,198,164 | Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC). | 2026-02-12 17:42:06 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 978,851,803 | 356,038,843 | 57.1663 | 42,490,664 | 675,896 | 1.6164 |
| 2023 | 622,812,960 | -1,246,688,459 | -66.6856 | 41,814,768 | 794,763 | 1.9375 |
| 2022 | 1,869,501,419 | -1,725,004,708 | -47.99 | 41,020,005 | 514,695 | 1.2707 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| John Gallagher | Chief Operating Officer | 2024 | 324,375 | 0 | 1,103,370 | 143,701 | 0 | 1,571,447 |
| Brenna Mcgibney | Chief Administrative Officer | 2024 | 295,911 | 545,400 | 295,307 | 121,555 | 2,121 | 1,260,294 |
| Margi Tooth | President, Chief Executive Officer | 2024 | 462,500 | 2,245,611 | 1,363,500 | 336,951 | 0 | 4,408,563 |
| Fawwad Qureshi | Chief Financial Officer | 2024 | 366,667 | 154,024 | 199,180 | 232,813 | 23,529 | 976,212 |
| Chris Kearns | Chief Legal Officer | 2024 | 276,042 | 0 | 1,395,542 | 126,979 | 0 | 1,798,563 |
| Fiscal Year | Employee Count |
|---|---|
| 2025 | 1,121 |
| 2024 | 1,130 |
| 2023 | 1,142 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 1,439,305,000 | 1,285,684,000 | 1,108,605,000 |
| Cost Of Revenue | 1,208,294,000 | 1,106,886,000 | 977,589,000 |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | 76,648,000 | 63,731,000 | 60,207,000 |
| Operating Expenses | 216,869,000 | 188,130,000 | 171,456,000 |
| Operating Income | 13,837,000 | -9,514,000 | -40,659,000 |
| Net Income | 19,433,000 | -9,633,000 | -44,693,000 |
| Earnings Per Share Basic | 0.45 | -0.23 | -1.08 |
| Earnings Per Share Diluted | 0.45 | -0.23 | -1.08 |
| Weighted Average Shares Outstanding Basic | 42,958,654 | 42,158,773 | 41,436,882 |
| Weighted Average Shares Outstanding Diluted | 43,555,884 | 42,158,773 | 41,436,882 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Cash And Cash Equivalents | 138,024,000 | 160,295,000 | 147,501,000 |
| Marketable Securities Current | 32,189,000 | 12,623,000 | 25,477,000 |
| Accounts Receivable | 301,945,000 | 274,031,000 | 267,899,000 |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | — | — |
| Total Assets Current | 691,062,000 | 597,327,000 | 562,089,000 |
| Marketable Securities Non Current | 983,000 | 373,000 | 12,866,000 |
| Property Plant And Equipment | 104,844,000 | 102,191,000 | 103,650,000 |
| Other Assets Non Current | 21,237,000 | 17,579,000 | 18,922,000 |
| Total Assets Non Current | 223,982,000 | 209,526,000 | 220,859,000 |
| Total Assets | 915,044,000 | 806,853,000 | 782,948,000 |
| Accounts Payable | 16,445,000 | 11,532,000 | 10,505,000 |
| Deferred Revenue | 270,935,000 | 251,640,000 | 235,329,000 |
| Short Term Debt | 10,000,000 | 1,350,000 | 1,350,000 |
| Other Liabilities Current | 56,509,000 | 33,469,000 | 34,052,000 |
| Total Liabilities Current | 409,810,000 | 349,626,000 | 344,474,000 |
| Long Term Debt | 101,784,000 | 127,537,000 | 127,580,000 |
| Other Liabilities Non Current | 18,004,000 | 4,476,000 | 4,487,000 |
| Total Liabilities Non Current | 121,298,000 | 133,959,000 | 134,752,000 |
| Total Liabilities | 531,108,000 | 483,585,000 | 479,226,000 |
| Common Stock | 0 | 0 | 0 |
| Retained Earnings | -206,455,000 | -225,888,000 | -216,255,000 |
| Accumulated Other Comprehensive Income | 2,097,000 | -2,612,000 | 403,000 |
| Total Shareholders Equity | 383,936,000 | 323,268,000 | 303,722,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Depreciation And Amortization | 15,836,000 | 16,466,000 | 12,474,000 |
| Share Based Compensation Expense | 38,312,000 | 33,432,000 | 33,161,000 |
| Other Non Cash Income Expense | — | — | — |
| Change In Accounts Receivable | 27,211,000 | 6,717,000 | 35,440,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | — | — | — |
| Change In Accounts Payable | 26,029,000 | 2,084,000 | 1,644,000 |
| Change In Other Liabilities | — | — | — |
| Cash From Operating Activities | 89,488,000 | 48,287,000 | 18,638,000 |
| Purchases Of Marketable Securities | — | — | — |
| Sales Of Marketable Securities | 141,700,000 | 77,100,000 | 114,700,000 |
| Acquisition Of Property Plant And Equipment | 14,129,000 | 9,716,000 | 18,280,000 |
| Acquisition Of Business | — | 0 | 0 |
| Other Investing Activities | -1,664,000 | -2,099,000 | -1,585,000 |
| Cash From Investing Activities | -95,887,000 | -13,457,000 | 7,639,000 |
| Tax Withholding For Share Based Compensation | 3,712,000 | 2,519,000 | 1,536,000 |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | — | — |
| Repurchase Of Common Stock | — | 0 | 0 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | 134,438,000 | 1,350,000 | 1,717,000 |
| Other Financing Activities | -614,000 | -840,000 | -378,000 |
| Cash From Financing Activities | -22,862,000 | -3,957,000 | 59,126,000 |
| Change In Cash | -28,072,000 | 28,996,000 | 85,827,000 |
| Cash At End Of Period | 138,024,000 | 160,295,000 | 147,501,000 |
| Income Taxes Paid | 1,045,000 | 546,000 | 611,000 |
| Interest Paid | 13,085,000 | 13,191,000 | 12,100,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Earnings Per Share | 0.45 | -0.23 | -1.08 |
| Price To Earnings Ratio | 83.0444 | -209.5652 | -28.25 |
| Earnings Growth Rate | -295.6522 | -78.7037 | -1.8182 |
| Price Earnings To Growth Ratio | -0.2809 | 2.6627 | 15.5375 |
| Book Value Per Share | 8.9373 | 7.6679 | 7.3298 |
| Price To Book Ratio | 4.1813 | 6.286 | 4.1625 |
| Ebitda | 50,073,000 | 21,877,000 | -19,531,000 |
| Enterprise Value | 1,579,124,899.98 | 2,000,644,858.6 | 1,245,668,269.82 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 0.2912 | 0.3987 | 0.4245 |
| Capital Expenditures | 18,489,000 | 15,007,000 | 25,423,000 |
| Free Cash Flow | 70,999,000 | 33,280,000 | -6,785,000 |
| Return On Equity | 0.0506 | -0.0298 | -0.1472 |
| One Year Beta | 1.3123 | 1.2298 | 2.255 |
| Three Year Beta | 1.5184 | 1.9742 | 2.1429 |
| Five Year Beta | 1.83 | 1.4123 | 1.4349 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| GALLAGHER JOHN R | Chief Operating Officer | 2026-01-28 | 430 | D | 31,861 |
| LOW MURRAY B | Director | 2026-01-09 | 23,213 | D | 0 |
| LOW MURRAY B | Director | 2026-01-09 | 23,213 | A | 154,534 |
| GALLAGHER JOHN R | Chief Operating Officer | 2025-12-29 | 430 | D | 32,291 |
| Tooth Margaret | Director, CEO | 2025-12-19 | 8,000 | A | 159,899 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Bradley S. Schneider | 2022-08-13 | IL10 | Sale (Partial) | 2021-02-08 | Spouse | $50,001 - $100,000 |
| Bradley S. Schneider | 2022-08-13 | IL10 | Sale | 2021-12-07 | Spouse | $15,001 - $50,000 |
| Bradley S. Schneider | 2022-03-17 | IL10 | Exchange | 2021-12-10 | Joint | $50,001 - $100,000 |
| Bradley S. Schneider | 2022-03-17 | IL10 | Sale (Partial) | 2021-12-10 | Joint | $50,001 - $100,000 |
| Marie Newman | 2021-06-10 | IL03 | Sale | 2021-05-21 | Joint | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| Freestone Grove Partners LP | 2025-12-31 | 226,163 | 6,052 | 37.37 |
| PDT Partners, LLC | 2025-12-31 | 4,468,592 | 119,577 | 37.37 |
| AQR CAPITAL MANAGEMENT LLC | 2025-12-31 | 753,342 | 20,159 | 37.37 |
| Schonfeld Strategic Advisors LLC | 2025-12-31 | 495,712 | 13,265 | 37.3699 |
| PharVision Advisers, LLC | 2025-12-31 | 258,227 | 6,910 | 37.37 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| EMPOWER FUNDS, INC. | 2025-12-31 | Institutional Class | MXERX | 25,612 | 957,120.45 | 0.0861 |
| EMPOWER FUNDS, INC. | 2025-12-31 | Class L | MXNSX | 25,612 | 957,120.45 | 0.0861 |
| EMPOWER FUNDS, INC. | 2025-12-31 | Investor Class | MXISX | 25,612 | 957,120.45 | 0.0861 |
| SHELTON FUNDS | 2025-11-30 | K Shares | SMLKX | 1,300 | 45,877 | 0.0966 |
| SHELTON FUNDS | 2025-11-30 | Investor Shares | SMCIX | 1,300 | 45,877 | 0.0966 |