Usio, Inc. (USIO)

1.13 0 (0%)

As of 2026-04-02 15:10:04 EST

Usio, Inc. is an American financial technology company headquartered in San Antonio, Texas. It provides integrated electronic payment services, including ACH processing, credit card and debit card acceptance, payment facilitation for software platforms, prepaid card issuing and a document print and mail operation.

Traded asNasdaq: USIO
ISINUS9173131080
CIK0001088034
LEI2549006D7UF7072T7I27
EIN980190072
SectorFinancial technology
IndustryFunctions Related To Depository Banking, NEC
CEO—
Employees—
Fiscal Year End1231
Address3611 PAESANOS PARKWAY, SAN ANTONIO, TX, 78231
Phone2102494100
Websitehttps://usio.com/
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
USIOUsio, Inc.2026-04-02 15:10:041.1300
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
USIO0001088034Usio, Inc.US91731310802549006D7UF7072T7I27980190072Nasdaq6099Functions Related To Depository Banking, NEC1231NV3611 PAESANOS PARKWAYSAN ANTONIOTX78231UNITED STATESUS21024941003611 PAESANOS PARKWAY, SAN ANTONIO, TX, 782313611 PAESANOS PARKWAY, SAN ANTONIO, TX, 78231PAYMENT DATA SYSTEMS INCFinancial technology1998——https://usio.com/26,468,69831,562,17827,746,208Usio, Inc. is an American financial technology company headquartered in San Antonio, Texas. It provides integrated electronic payment services, including ACH processing, credit card and debit card acceptance, payment facilitation for software platforms, prepaid card issuing and a document print and mail operation.2026-04-02 19:58:45
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USIO Stock Price (End-of-Day)
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USIO Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
202526,468,698-3,376,865-11.314527,746,2081,231,8524.646
202429,845,563579,3891.979726,514,356171,8970.6525
202329,266,174-9,275,410-24.06626,342,459-194,179-0.7317
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Greg CarterEVP2024264,9780162,680—16,569444,227
Michael WhiteChief Accounting Officer2024177,3480213,900—17,516408,765
Louis A. HochChairman, President2024783,222250,000280,550—34,6751,348,447
Houston FrostChief Product Officer, SVP2024236,466080,600—3,747320,813
Louis A. HochPresident, Vice Chairman2023633,4620577,500—34,0751,245,037
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Employee Count
Fiscal YearEmployee Count
2025107
2024107
2023126
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Income Statements
Fiscal Year202520242023
Revenue85,393,62682,931,84082,591,109
Cost Of Revenue65,700,92763,317,39663,992,417
Gross Profit19,692,69919,614,44418,598,692
Research And Development Expenses———
General And Administrative Expenses18,362,187——
Operating Expenses22,052,30421,084,78920,521,192
Operating Income-2,359,605-1,470,345-1,922,500
Net Income-2,512,3393,305,497-475,104
Earnings Per Share Basic-0.090.12-0.02
Earnings Per Share Diluted-0.090.12-0.02
Weighted Average Shares Outstanding Basic26,926,83826,852,12920,105,968
Weighted Average Shares Outstanding Diluted26,926,83826,852,12920,105,968
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Balance Sheet Statements
Fiscal Year202520242023
Cash And Cash Equivalents7,434,0518,056,8917,155,687
Marketable Securities Current———
Accounts Receivable5,274,5865,053,6395,564,138
Inventories461,675403,796422,808
Non Trade Receivables———
Other Assets Current———
Total Assets Current123,410,65495,156,03897,241,106
Marketable Securities Non Current———
Property Plant And Equipment4,157,3933,194,8183,660,092
Other Assets Non Current362,949357,877355,357
Total Assets Non Current11,479,56012,052,4099,693,564
Total Assets134,890,214107,208,447106,934,670
Accounts Payable880,5901,256,8191,031,141
Deferred Revenue——0
Short Term Debt289,317147,581107,270
Other Liabilities Current3,326,4453,366,9253,801,278
Total Liabilities Current114,017,11784,945,60589,227,707
Long Term Debt1,364,028719,443718,980
Other Liabilities Non Current———
Total Liabilities Non Current2,960,6943,105,8792,638,124
Total Liabilities116,977,81188,051,48491,865,831
Common Stock31,562198,317197,087
Retained Earnings-70,544,995-68,032,656-71,338,153
Accumulated Other Comprehensive Income———
Total Shareholders Equity17,912,40319,156,96315,068,839
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Cash Flow Statements
Fiscal Year202520242023
Depreciation And Amortization1,946,2242,263,3022,081,533
Share Based Compensation Expense1,743,8932,093,4062,222,969
Other Non Cash Income Expense0-18,340—
Change In Accounts Receivable301,079-510,4991,192,498
Change In Inventories57,879-19,012-84,547
Change In Non Trade Receivables———
Change In Other Assets———
Change In Accounts Payable-304,530-208,675252,689
Change In Other Liabilities———
Cash From Operating Activities1,513,7522,896,25114,915,902
Purchases Of Marketable Securities———
Sales Of Marketable Securities———
Acquisition Of Property Plant And Equipment435,014991,881834,964
Acquisition Of Business———
Other Investing Activities———
Cash From Investing Activities-1,537,382-944,381-834,964
Tax Withholding For Share Based Compensation218,750597,568—
Payments Of Dividends———
Issuance Of Common Stock90,64597,663—
Repurchase Of Common Stock1,066,5891,408,442456,961
Issuance Of Long Term Debt791,742——
Repayment Of Long Term Debt147,157106,80756,992
Other Financing Activities———
Cash From Financing Activities28,720,150-5,143,468-513,953
Change In Cash28,696,520-3,191,59813,566,985
Cash At End Of Period7,434,0518,056,8917,155,687
Income Taxes Paid0290,144116,204
Interest Paid52,08353,8025,202
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Key Metrics
Fiscal Year202520242023
Earnings Per Share-0.090.12-0.02
Price To Earnings Ratio-15.111112.1667-86
Earnings Growth Rate-175-700-92.5926
Price Earnings To Growth Ratio0.0863-0.01740.9288
Book Value Per Share0.66520.71340.7495
Price To Book Ratio2.04442.04652.295
Ebitda-514,0325,912,7451,727,835
Enterprise Value30,839,793.6832,014,241.3428,252,827.96
Dividend Yield———
Dividend Payout Ratio———
Debt To Equity Ratio0.09230.04530.0548
Capital Expenditures2,908,7991,798,0282,518,809
Free Cash Flow-1,395,0471,098,22312,397,093
Return On Equity-0.14030.1725-0.0315
One Year Beta0.82760.47091.1159
Three Year Beta0.81270.88371.0595
Five Year Beta0.93310.66960.6896
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Beyer del la Garza Ernesto RDirector2026-03-167,000A92,666
Beyer del la Garza Ernesto RDirector2026-03-167,000D35,000
Rollins BradDirector2026-03-167,000A136,667
Rollins BradDirector2026-03-167,000D35,000
Miller Elizabeth MichelleDirector2026-03-162,000A64,694
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
GOLDMAN SACHS GROUP INC2025-12-3165,11847,8811.36
CITADEL ADVISORS LLC2025-12-31288,045211,7981.36
Perritt Capital Management Inc2025-12-31562,632413,7001.36
BANK OF AMERICA CORP /DE/2025-12-3139291.3448
XTX Topco Ltd2025-12-3133,18924,4041.36
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
PERRITT FUNDS INC2026-01-31Investor ClassPRCGX340,000476,0000.7638
VANGUARD INDEX FUNDS2025-12-31Institutional Select SharesVSTSX741,1061,007,904.160.0
VANGUARD INDEX FUNDS2025-12-31Institutional Plus SharesVSMPX741,1061,007,904.160.0
VANGUARD INDEX FUNDS2025-12-31ETF SharesVTI741,1061,007,904.160.0
VANGUARD INDEX FUNDS2025-12-31Institutional SharesVITSX741,1061,007,904.160.0
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