Root Insurance Company is an online car insurance company operating in the United States.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| ROOT | Root, Inc. | 2025-12-31 19:50:59 | 71.69 | -0.54 | -0.75 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROOT | 0001788882 | Root, Inc. | US77664L2079 | 25490080Z7RUZTZZU171 | 842717903 | Nasdaq | 6331 | Fire, Marine & Casualty Insurance | 1231 | DE | 80 E RICH STREET | COLUMBUS | OH | 43215 | UNITED STATES | US | (866) 980-9431 | 80 E RICH STREET, COLUMBUS, OH, 43215 | 80 E RICH STREET, COLUMBUS, OH, 43215 | Root Stockholdings, Inc. | Insurance | 2015 | Alex Timm | 700 | https://www.joinroot.com/ | 513,500,000 | 42,500,000 | — | Root Insurance Company is an online car insurance company operating in the United States. | 2025-12-25 18:05:50 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 513,500,000 | 433,200,000 | 539.477 | — | — | — |
| 2023 | 80,300,000 | -107,900,000 | -57.3326 | — | — | — |
| 2022 | 188,200,000 | -1,016,600,000 | -84.3792 | — | — | — |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Jonathan Allison | Chief Administrative Officer | 2024 | 514,615 | 0 | 2,703,935 | 1,560,000 | 22,606 | 4,801,156 |
| Alexander Timm | Chief Executive Officer | 2024 | 750,000 | 0 | 6,504,587 | 3,375,000 | 23,533 | 10,653,120 |
| Mahtiyar Bonakdarpour | Chief Technology Officer, President | 2024 | 541,346 | 0 | 5,001,939 | 1,650,000 | 5,757 | 7,199,042 |
| Mahtiyar Bonakdarpour | Chief Technology Officer, President | 2023 | 500,000 | 1,275,000 | 1,503,127 | 900,000 | 10,085 | 4,188,212 |
| Alexander Timm | Chief Executive Officer | 2023 | 750,000 | 2,600,000 | 2,121,471 | 3,206,250 | 10,085 | 8,687,806 |
| Fiscal Year | Employee Count |
|---|---|
| 2024 | 1,021 |
| 2023 | 680 |
| 2022 | 765 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 1,176,500,000 | 455,000,000 | 310,800,000 |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | 53,300,000 | 44,800,000 | 55,500,000 |
| General And Administrative Expenses | 69,500,000 | 83,300,000 | 127,400,000 |
| Operating Expenses | 1,098,000,000 | 556,300,000 | 573,900,000 |
| Operating Income | 78,500,000 | -101,300,000 | -263,100,000 |
| Net Income | 30,900,000 | -147,400,000 | -297,700,000 |
| Earnings Per Share Basic | 1.96 | -10.24 | -21.11 |
| Earnings Per Share Diluted | 1.83 | -10.24 | -21.11 |
| Weighted Average Shares Outstanding Basic | 14,900,000 | 14,400,000 | 14,100,000 |
| Weighted Average Shares Outstanding Diluted | 16,900,000 | 14,400,000 | 14,100,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 599,300,000 | 678,700,000 | 762,100,000 |
| Marketable Securities Current | — | 900,000 | 400,000 |
| Accounts Receivable | — | — | — |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | 165,900,000 | 128,400,000 |
| Property Plant And Equipment | 1,800,000 | 2,800,000 | 5,500,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 1,495,700,000 | 1,347,700,000 | 1,312,900,000 |
| Accounts Payable | 71,100,000 | 65,600,000 | 39,700,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | — | — | — |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 200,100,000 | 299,000,000 | 295,400,000 |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 1,180,000,000 | 1,070,000,000 | 923,800,000 |
| Common Stock | 0 | 0 | 0 |
| Retained Earnings | -1,681,900,000 | -1,715,200,000 | -1,567,800,000 |
| Accumulated Other Comprehensive Income | -2,300,000 | -2,500,000 | -5,800,000 |
| Total Shareholders Equity | 203,700,000 | 165,700,000 | 277,100,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 14,900,000 | 12,600,000 | 13,800,000 |
| Share Based Compensation Expense | 18,500,000 | 17,300,000 | 30,500,000 |
| Other Non Cash Income Expense | — | — | — |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 25,000,000 | -4,800,000 | 7,500,000 |
| Change In Accounts Payable | 1,300,000 | 27,700,000 | 17,900,000 |
| Change In Other Liabilities | 28,700,000 | 41,400,000 | 8,500,000 |
| Cash From Operating Activities | 195,700,000 | -33,600,000 | -210,600,000 |
| Purchases Of Marketable Securities | 197,800,000 | 76,000,000 | 47,700,000 |
| Sales Of Marketable Securities | 600,000 | 2,200,000 | 7,100,000 |
| Acquisition Of Property Plant And Equipment | 400,000 | 200,000 | 0 |
| Acquisition Of Business | — | — | — |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -154,400,000 | -45,700,000 | -16,600,000 |
| Tax Withholding For Share Based Compensation | 15,100,000 | 1,100,000 | — |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | — | — |
| Repurchase Of Common Stock | — | — | 0 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | 237,100,000 | 0 | 0 |
| Other Financing Activities | — | — | 300,000 |
| Cash From Financing Activities | -120,700,000 | -4,100,000 | 283,300,000 |
| Change In Cash | -79,400,000 | -83,400,000 | 56,100,000 |
| Cash At End Of Period | 599,300,000 | 678,700,000 | 762,100,000 |
| Income Taxes Paid | 0 | 0 | 0 |
| Interest Paid | 43,900,000 | 42,500,000 | 24,500,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | 1.96 | -10.24 | -21.11 |
| Price To Earnings Ratio | 37.0357 | -1.0234 | -0.2127 |
| Earnings Growth Rate | -119.1406 | -51.4922 | 910.0478 |
| Price Earnings To Growth Ratio | -0.3109 | 0.0199 | -0.0002 |
| Book Value Per Share | 21.1879 | 19.2847 | 27.5957 |
| Price To Book Ratio | 3.426 | 0.5434 | 0.1627 |
| Ebitda | 88,000,000 | -88,700,000 | -249,300,000 |
| Enterprise Value | 682,391,000 | -228,788,000 | -403,391,000 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 0.9823 | 1.8045 | 1.066 |
| Capital Expenditures | 13,900,000 | 9,900,000 | 9,000,000 |
| Free Cash Flow | 181,800,000 | -43,500,000 | -219,600,000 |
| Return On Equity | 0.1517 | -0.8896 | -1.0743 |
| One Year Beta | 0.7502 | 2.0323 | 2.1484 |
| Three Year Beta | 1.9226 | 1.9562 | 1.8147 |
| Five Year Beta | 1.7152 | 1.8647 | 1.8147 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Forish Ryan | Chief Accounting Officer | 2025-12-22 | 299 | D | 19,696 |
| Forish Ryan | Chief Accounting Officer | 2025-12-15 | 499 | D | 19,995 |
| Timm Alexander E. | Director, Chief Executive Officer, 10% owner | 2025-12-10 | 6,336 | D | 151,412 |
| Bonakdarpour Mahtiyar | President and CTO | 2025-12-10 | 5,750 | D | 266,807 |
| Ulman Doug | Director | 2025-12-01 | 2,505 | D | 7,896 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| TUDOR INVESTMENT CORP ET AL | 2025-09-30 | 304,334 | 3,400 | 89.51 |
| TUDOR INVESTMENT CORP ET AL | 2025-09-30 | 340,138 | 3,800 | 89.51 |
| Strategic Investment Solutions, Inc. /IL | 2025-09-30 | 2,238 | 25 | 89.52 |
| Allworth Financial LP | 2025-09-30 | 2,059 | 23 | 89.5217 |
| JPMORGAN CHASE & CO | 2025-09-30 | 532,853 | 5,953 | 89.51 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| TIAA-CREF FUNDS | 2025-10-31 | Class I | TRHBX | 14,561 | 1,172,451.72 | 0.032 |
| TIAA-CREF FUNDS | 2025-10-31 | Retirement Class | TRBIX | 14,561 | 1,172,451.72 | 0.032 |
| TIAA-CREF FUNDS | 2025-10-31 | Class R6 | TISBX | 14,561 | 1,172,451.72 | 0.032 |
| TIAA-CREF FUNDS | 2025-10-31 | Class W | TEQWX | 7,371 | 593,512.92 | 0.0011 |
| TIAA-CREF FUNDS | 2025-10-31 | Class I | TEIHX | 7,371 | 593,512.92 | 0.0011 |