Root Insurance Company is an online car insurance company operating in the United States.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| ROOT | Root, Inc. | 2026-05-22 14:59:46 | 57.44 | -0.41 | -0.71 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROOT | 0001788882 | Root, Inc. | US77664L2079 | 25490080Z7RUZTZZU171 | 842717903 | Nasdaq | 6331 | Fire, Marine & Casualty Insurance | 1231 | DE | 80 E RICH STREET | COLUMBUS | OH | 43215 | UNITED STATES | US | (866) 980-9431 | 80 E RICH STREET, COLUMBUS, OH, 43215 | 80 E RICH STREET, COLUMBUS, OH, 43215 | Root Stockholdings, Inc. | Insurance | 2015 | Alex Timm | 700 | https://www.joinroot.com/ | 1,600,000,000 | 42,500,000 | — | Root Insurance Company is an online car insurance company operating in the United States. | 2026-05-21 17:23:46 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2025 | 1,600,000,000 | 1,086,500,000 | 211.5871 | — | — | — |
| 2024 | 513,500,000 | 433,200,000 | 539.477 | — | — | — |
| 2023 | 80,300,000 | -107,900,000 | -57.3326 | — | — | — |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Jonathan Allison | Chief Administrative Officer | 2025 | 520,000 | 0 | 2,399,971 | 780,000 | 10,685 | 3,710,656 |
| Megan Binkley | Chief Financial Officer | 2025 | 484,704 | 0 | 2,624,972 | 562,500 | 10,685 | 3,682,861 |
| Alexander Timm | Chief Executive Officer | 2025 | 750,000 | 0 | 5,499,875 | 1,687,500 | 225,973 | 8,163,348 |
| Mahtiyar Bonakdarpour | President, Chief Technology Officer | 2025 | 550,000 | 0 | 3,699,991 | 825,000 | 10,685 | 5,085,676 |
| Alexander Timm | Chief Executive Officer | 2024 | 750,000 | 0 | 6,504,587 | 3,375,000 | 23,533 | 10,653,120 |
| Fiscal Year | Employee Count |
|---|---|
| 2025 | 1,256 |
| 2024 | 1,021 |
| 2023 | 680 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 1,517,100,000 | 1,176,500,000 | 455,000,000 |
| Cost Of Revenue | — | — | — |
| Gross Profit | 1,517,100,000 | 1,176,500,000 | 455,000,000 |
| Research And Development Expenses | 53,100,000 | 53,300,000 | 44,800,000 |
| General And Administrative Expenses | 96,900,000 | 69,500,000 | 83,300,000 |
| Operating Expenses | 1,455,300,000 | 1,098,000,000 | 556,300,000 |
| Operating Income | 61,800,000 | 78,500,000 | -101,300,000 |
| Net Income | 40,300,000 | 30,900,000 | -147,400,000 |
| Earnings Per Share Basic | 2.49 | 1.96 | -10.24 |
| Earnings Per Share Diluted | 2.36 | 1.83 | -10.24 |
| Weighted Average Shares Outstanding Basic | 15,400,000 | 14,900,000 | 14,400,000 |
| Weighted Average Shares Outstanding Diluted | 17,100,000 | 16,900,000 | 14,400,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Cash And Cash Equivalents | 669,300,000 | 599,300,000 | 678,700,000 |
| Marketable Securities Current | — | — | 900,000 |
| Accounts Receivable | — | — | — |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | — | 165,900,000 |
| Property Plant And Equipment | 1,200,000 | 1,800,000 | 2,800,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 1,674,500,000 | 1,495,700,000 | 1,347,700,000 |
| Accounts Payable | 74,200,000 | 71,100,000 | 65,600,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | — | — | — |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 200,300,000 | 200,100,000 | 299,000,000 |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 1,278,200,000 | 1,180,000,000 | 1,070,000,000 |
| Common Stock | 0 | 0 | 0 |
| Retained Earnings | -1,641,600,000 | -1,681,900,000 | -1,715,200,000 |
| Accumulated Other Comprehensive Income | 3,900,000 | -2,300,000 | -2,500,000 |
| Total Shareholders Equity | 284,300,000 | 203,700,000 | 165,700,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Depreciation And Amortization | 11,800,000 | 14,900,000 | 12,600,000 |
| Share Based Compensation Expense | 40,100,000 | 18,500,000 | 17,300,000 |
| Other Non Cash Income Expense | — | — | — |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 14,600,000 | 25,000,000 | -4,800,000 |
| Change In Accounts Payable | 2,700,000 | 1,300,000 | 27,700,000 |
| Change In Other Liabilities | 15,100,000 | 28,700,000 | 41,400,000 |
| Cash From Operating Activities | 206,500,000 | 195,700,000 | -33,600,000 |
| Purchases Of Marketable Securities | 147,400,000 | 197,800,000 | 76,000,000 |
| Sales Of Marketable Securities | 2,000,000 | 600,000 | 2,200,000 |
| Acquisition Of Property Plant And Equipment | 0 | 400,000 | 200,000 |
| Acquisition Of Business | 93,500,000 | 23,300,000 | — |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -91,700,000 | -154,400,000 | -45,700,000 |
| Tax Withholding For Share Based Compensation | 25,500,000 | 15,100,000 | 1,100,000 |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | -15,000,000 | — |
| Repurchase Of Common Stock | — | — | — |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | 0 | 237,100,000 | 0 |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | -25,200,000 | -120,700,000 | -4,100,000 |
| Change In Cash | 89,600,000 | -79,400,000 | -83,400,000 |
| Cash At End Of Period | 669,300,000 | 599,300,000 | 678,700,000 |
| Income Taxes Paid | — | 0 | 0 |
| Interest Paid | 20,700,000 | 43,900,000 | 42,500,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Earnings Per Share | 2.49 | 1.96 | -10.24 |
| Price To Earnings Ratio | 29.008 | 37.0357 | -1.0234 |
| Earnings Growth Rate | 27.0408 | -119.1406 | -51.4922 |
| Price Earnings To Growth Ratio | 1.0727 | -0.3109 | 0.0199 |
| Book Value Per Share | 25.7338 | 21.1879 | 19.2847 |
| Price To Book Ratio | 2.8068 | 3.426 | 0.5434 |
| Ebitda | 73,100,000 | 88,000,000 | -88,700,000 |
| Enterprise Value | 643,342,000 | 682,391,000 | -228,788,000 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 0.7045 | 0.9823 | 1.8045 |
| Capital Expenditures | 11,200,000 | 13,900,000 | 9,900,000 |
| Free Cash Flow | 195,300,000 | 181,800,000 | -43,500,000 |
| Return On Equity | 0.1418 | 0.1517 | -0.8896 |
| One Year Beta | 1.9388 | 0.7502 | 2.0323 |
| Three Year Beta | 1.6935 | 1.9226 | 1.9562 |
| Five Year Beta | 1.8266 | 1.7152 | 1.8647 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Forish Ryan | Chief Accounting Officer | 2026-05-21 | 351 | D | 25,100 |
| Allison Jonathan | Chief Administrative Officer | 2026-05-15 | 1,606 | D | 68,356 |
| Allison Jonathan | Chief Administrative Officer | 2026-05-12 | 1,706 | D | 69,962 |
| Forish Ryan | Chief Accounting Officer | 2026-05-01 | 82 | D | 25,451 |
| Allison Jonathan | Chief Administrative Officer | 2026-04-07 | 1,706 | D | 71,668 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| RBF Capital, LLC | 2026-03-31 | 644,882 | 14,600 | 44.17 |
| JANUS HENDERSON GROUP PLC | 2026-03-31 | 223,803 | 5,068 | 44.16 |
| EverSource Wealth Advisors, LLC | 2026-03-31 | 1,811 | 41 | 44.1707 |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | 2026-03-31 | 2,929,089 | 66,314 | 44.17 |
| BANK OF AMERICA CORP /DE/ | 2026-03-31 | 5,635,253 | 127,581 | 44.17 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| iSHARES TRUST | 2026-03-31 | iShares U.S. Insurance ETF | IAK | 6,176 | 272,793.92 | 0.0733 |
| Bridge Builder Trust | 2026-03-31 | Bridge Builder Small/Mid Cap Growth Fund | BBGSX | 16,149 | 713,301.33 | 0.0077 |
| BRIDGEWAY FUNDS INC | 2026-03-31 | Class N | BRGOX | 1 | 884.94 | 0.0021 |
| Franklin Templeton ETF Trust | 2026-03-31 | Franklin Exponential Data ETF | XDAT | 75 | 3,312.75 | 0.1048 |
| AMERICAN CENTURY ETF TRUST | 2026-02-28 | Avantis U.S. Small Cap Equity ETF | AVSC | 19,437 | 1,008,391.56 | 0.042 |