Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through partnerships with two national banks, Stride Bank and The Bancorp Bank. The company offers fee-free checking and savings accounts, debit cards, and other financial products through its mobile application.
| Traded as | Nasdaq: CHYM |
|---|---|
| ISIN | US16935C1099 |
| CIK | 0001795586 |
| LEI | — |
| EIN | 460925388 |
| Sector | Financial services |
|---|---|
| Industry | Finance Services |
| CEO | Chris Britt |
| Employees | — |
| Fiscal Year End | 1231 |
| Address | 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO, CA, 94111 |
|---|---|
| Phone | 844-244-6363 |
| Website | https://chime.com |
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| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| CHYM | Chime Financial, Inc. | 2026-11-02 12:02:52 | 28.93 | 0.97 | 3.47 |
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| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CHYM | 0001795586 | Chime Financial, Inc. | US16935C1099 | — | 460925388 | Nasdaq | 6199 | Finance Services | 1231 | DE | 101 CALIFORNIA STREET, SUITE 500 | SAN FRANCISCO | CA | 94111 | UNITED STATES | US | 844-244-6363 | 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO, CA, 94111 | 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO, CA, 94111 | — | Financial services | 2012 | Chris Britt | — | https://chime.com | 8,300,000,000 | 0 | — | Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through partnerships with two national banks, Stride Bank and The Bancorp Bank. The company offers fee-free checking and savings accounts, debit cards, and other financial products through its mobile application. | 2026-10-30 01:35:48 |
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| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2025 | 8,300,000,000 | 8,300,000,000 | 100 | — | — | — |
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| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Matthew Newcomb | Chief Financial Officer | 2025 | 495,833 | 1,500 | 8,314,464 | 350,000 | 10,698 | 18,491,002 |
| Ryan King | Co-Founder, Director | 2025 | 475,000 | 1,500 | 57,556,643 | 0 | 178,666 | 58,211,809 |
| Adam Frankel | General Counsel, Corporate Secretary | 2025 | 447,917 | 300 | 2,245,768 | 275,000 | 8,031 | 5,425,684 |
| Mark Troughton | President | 2025 | 497,443 | 1,500 | 10,228,064 | 240,000 | 273,946 | 22,824,832 |
| Christopher Britt | Chief Executive Officer, Co-Founder, Chairman | 2025 | 500,000 | 1,500 | 97,769,843 | 0 | 664,199 | 98,935,542 |
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| Fiscal Year | 2025 |
|---|---|
| Revenue | 2,186,770,000 |
| Cost Of Revenue | 263,047,000 |
| Gross Profit | 1,923,723,000 |
| Research And Development Expenses | 934,925,000 |
| General And Administrative Expenses | 512,113,000 |
| Operating Expenses | 2,963,702,000 |
| Operating Income | -1,039,979,000 |
| Net Income | -1,009,936,000 |
| Earnings Per Share Basic | -4.27 |
| Earnings Per Share Diluted | -4.27 |
| Weighted Average Shares Outstanding Basic | 236,270,347 |
| Weighted Average Shares Outstanding Diluted | 236,270,347 |
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| Fiscal Year | 2025 |
|---|---|
| Cash And Cash Equivalents | 466,252,000 |
| Marketable Securities Current | 587,828,000 |
| Accounts Receivable | 257,884,000 |
| Inventories | — |
| Non Trade Receivables | 10,705,000 |
| Other Assets Current | 106,753,000 |
| Total Assets Current | 1,756,010,000 |
| Marketable Securities Non Current | — |
| Property Plant And Equipment | — |
| Other Assets Non Current | 3,354,000 |
| Total Assets Non Current | 208,595,000 |
| Total Assets | 1,964,605,000 |
| Accounts Payable | 38,680,000 |
| Deferred Revenue | — |
| Short Term Debt | — |
| Other Liabilities Current | 81,437,000 |
| Total Liabilities Current | 387,924,000 |
| Long Term Debt | — |
| Other Liabilities Non Current | 51,691,000 |
| Total Liabilities Non Current | 174,975,000 |
| Total Liabilities | 562,899,000 |
| Common Stock | — |
| Retained Earnings | -3,374,104,000 |
| Accumulated Other Comprehensive Income | 172,000 |
| Total Shareholders Equity | 1,401,706,000 |
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| Fiscal Year | 2025 |
|---|---|
| Depreciation And Amortization | 30,000,000 |
| Share Based Compensation Expense | 1,070,898,000 |
| Other Non Cash Income Expense | — |
| Change In Accounts Receivable | 42,957,000 |
| Change In Inventories | — |
| Change In Non Trade Receivables | — |
| Change In Other Assets | 23,624,000 |
| Change In Accounts Payable | 2,834,000 |
| Change In Other Liabilities | -77,432,000 |
| Cash From Operating Activities | 52,780,000 |
| Purchases Of Marketable Securities | 734,960,000 |
| Sales Of Marketable Securities | 256,514,000 |
| Acquisition Of Property Plant And Equipment | 19,887,000 |
| Acquisition Of Business | 0 |
| Other Investing Activities | — |
| Cash From Investing Activities | -289,688,000 |
| Tax Withholding For Share Based Compensation | 349,406,000 |
| Payments Of Dividends | — |
| Issuance Of Common Stock | 770,588,000 |
| Repurchase Of Common Stock | 77,538,000 |
| Issuance Of Long Term Debt | — |
| Repayment Of Long Term Debt | — |
| Other Financing Activities | — |
| Cash From Financing Activities | 367,668,000 |
| Change In Cash | 130,760,000 |
| Cash At End Of Period | 466,252,000 |
| Income Taxes Paid | 1,126,000 |
| Interest Paid | 330,000 |
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| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| King Ryan A | Director, Co-Founder | 2026-10-20 | 11,318 | A | 49,130 |
| King Ryan A | Director, Co-Founder | 2026-10-20 | 11,318 | D | 37,812 |
| King Ryan A | Director, Co-Founder | 2026-10-20 | 11,318 | D | 11,749,282 |
| King Ryan A | Director, Co-Founder | 2026-10-16 | 37,812 | D | 116,667 |
| King Ryan A | Director, Co-Founder | 2026-10-16 | 37,812 | A | 37,812 |
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| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| Creative Planning | 2026-09-30 | 3,196,933 | 120,005 | 26.64 |
| Rakuten Securities, Inc. | 2026-09-30 | 10,816 | 406 | 26.6404 |
| Murphy & Mullick Capital Management Corp | 2026-09-30 | 33,433 | 1,255 | 26.6398 |
| Covestor Ltd | 2026-09-30 | 9,000 | 355 | 25.3521 |
| KESTRA PRIVATE WEALTH SERVICES, LLC | 2026-09-30 | 539,007 | 20,233 | 26.64 |
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| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| Meeder Funds | 2026-09-30 | Institutional Class | QNTIX | 225 | 5,994 | 0.0136 |
| Meeder Funds | 2026-09-30 | Adviser Class | QNTAX | 225 | 5,994 | 0.0136 |
| Meeder Funds | 2026-09-30 | Retail Class | FLCGX | 225 | 5,994 | 0.0136 |
| RBB FUND, INC. | 2026-08-31 | INSTITUTIONAL | WPGTX | 3,078 | 101,912.58 | 0.2705 |
| AMERICAN CENTURY ETF TRUST | 2026-08-31 | Avantis Responsible U.S. Equity ETF | AVSU | 51 | 1,688.61 | 0.0003 |